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, except those that were grandfathered in 2010, must be the new consumer protection standards. if we don't enforce this policy, insurance companies can continue offering flimsy coverage that disappears when people actually need it. no one should want that. it is understandable that there will be a focus today on what is not working. we must also remember what is working. the health insurance plans that are being offered in the exchanges are good plans. their premiums are much lower than expected. 60% of the uninsured individuals shopping in the new marketplaces to be able to get coverage for less than $100 per month. half of the young adults will be able to get coverage for less than $50 per month. since congress adopted the affordable care act, health care costs across the whole economy have fallen to their lowest level in decades. the success of the affordable care act is due to the efforts of many people. one individual more than any other is responsible for all of the good that has been accomplished and that is our witness today, secretary kathleen sebelius. my colleagues need to sto
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